1. About SafeguardsReady
SafeguardsReady is a brand owned and operated by M Plus Three LLC, an Ohio limited liability company ("Company," "we," "us," or "our"). These Terms constitute a legally binding agreement between you and M Plus Three LLC. SafeguardsReady operates safeguardsready.co and provides documentation preparation services designed to assist tax preparers, accountants, bookkeepers, and other financial services professionals in organizing information related to Written Information Security Plans ("WISPs"), cybersecurity policies, AI usage policies, and related documentation.
Our services are administrative and educational in nature. We do not provide legal advice, compliance certification, regulatory approval, cybersecurity auditing, or legal representation.
2. Not Legal, Compliance, Cybersecurity, or Professional Advice
SafeguardsReady is not a law firm, accounting firm, cybersecurity firm, or regulatory agency.
Nothing provided through our website, communications, questionnaires, templates, videos, documents, or services constitutes:
- Legal advice
- Legal representation
- Regulatory compliance certification
- Cybersecurity certification
- A legal opinion
- An audit
- A guarantee of compliance with any law, regulation, or industry standard
All documents are prepared using information provided by the client and publicly available guidance. Clients should consult qualified legal, cybersecurity, tax, or compliance professionals regarding their specific obligations.
3. Description of Services
Client Responsibility for Implementation
SafeguardsReady prepares documentation based on information provided by the client. The client is solely responsible for reviewing, approving, implementing, maintaining, updating, and following any policies, procedures, or recommendations contained in any document provided by SafeguardsReady.
SafeguardsReady does not implement security controls, monitor compliance, manage information security programs, or provide ongoing cybersecurity oversight unless expressly stated in a separate written agreement.
Services may include:
- Intake questionnaires
- Preparation of WISP documents
- AI usage policy documents
- Information security policy documents
- Cybersecurity documentation templates
- Educational videos and walkthroughs
- Email support
- Subscription-based update services
We reserve the right to modify, add, or discontinue services at any time.
4. No Compliance Guarantee
SafeguardsReady does not guarantee that any document, policy, template, recommendation, or deliverable will satisfy any legal, regulatory, contractual, insurance, cybersecurity, FTC, IRS, state, federal, or industry requirement.
Compliance depends on numerous factors beyond documentation, including implementation, employee behavior, technology systems, business operations, and regulatory interpretation.
You are solely responsible for determining whether your organization complies with applicable laws and regulations.
Certain laws and regulations may require organizations to designate a "Qualified Individual" or similar responsible person to oversee information security programs. SafeguardsReady does not act as, serve as, or assume the responsibilities of any Qualified Individual, Information Security Officer, Compliance Officer, Data Protection Officer, or similar role on behalf of any client. The client remains solely responsible for appointing any required personnel and fulfilling all obligations imposed by applicable laws and regulations.
5. Client Responsibilities
The client acknowledges and agrees that it is solely responsible for determining whether its organization complies with applicable federal, state, local, industry, contractual, insurance, or regulatory requirements. SafeguardsReady does not certify, guarantee, represent, or warrant that any document, policy, procedure, or deliverable will satisfy any legal or regulatory requirement.
The client is solely responsible for:
- Providing accurate, complete, and current information
- Reviewing all documents before use
- Implementing any policies or procedures adopted by the client
- Maintaining appropriate administrative, technical, and physical safeguards
- Maintaining your own security practices
- Monitoring regulatory and legal requirements applicable to the client's organization
- Designating any Qualified Individual or responsible security personnel required by law
- Obtaining legal, accounting, cybersecurity, or other professional advice when appropriate
SafeguardsReady is not responsible for any loss, liability, penalty, enforcement action, or compliance issue resulting from the client's failure to perform these responsibilities. We are not responsible for inaccuracies resulting from information provided by you.
6. Payment and Refund Policy
Payment is required in full before any services or document preparation begin. All transactions are securely processed through Stripe and are billed in U.S. Dollars (USD).
Cancellation & Refund Eligibility
- Full Refund: Available only if requested before SafeguardsReady has initiated work on your project. Work is considered initiated immediately upon your submission of any required onboarding data, intake forms, or project materials. If no intake form has been submitted, work is considered initiated 48 hours after the time of payment.
- No Refunds: Because our services involve highly customized document preparation, no refunds, partial refunds, or credits will be issued once document preparation has begun or after final customized documents have been delivered.
- Delivery Guarantee: If SafeguardsReady fails to deliver the purchased services within the agreed-upon timeframe due solely to our own material error, a full refund of the purchase price will be issued as the client's sole and exclusive remedy.
- Refund Requests: Contact our support team at hello@safeguardsready.co before work has initiated.
7. Annual Support Plan — Recurring Billing
Automatic Renewal: Annual support subscriptions automatically renew each year on the anniversary of your purchase date unless canceled before the renewal date. By purchasing a subscription, you explicitly authorize SafeguardsReady to charge the then-current annual renewal fee to your selected payment method on file. We will provide an email reminder of the upcoming renewal at least fifteen (15) days prior to the billing date.
Cancellation: You may cancel at any time by emailing hello@safeguardsready.co. To avoid the next annual charge, submit your cancellation request at least forty-eight (48) hours before your renewal date. Cancellation takes effect at the end of your current billing period. We do not offer prorated refunds for unused periods.
Failed Payments: If your payment method declines or expires, we reserve the right to suspend or terminate your access to support services and product updates immediately until a valid payment method is provided.
8. Intellectual Property
Ownership of Materials
All templates, Written Information Security Plans (WISPs), questionnaires, videos, systems, workflows, website content, software, graphics, and educational materials (collectively, the "Materials") are the exclusive intellectual property of M Plus Three LLC d/b/a SafeguardsReady and are protected by United States copyright, trademark, and trade secret laws.
Limited License Grant
Upon payment in full, SafeguardsReady grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access, download, modify, and use the Materials solely for the internal business compliance purposes of the single legal entity that purchased the product.
License Restrictions
You explicitly agree that you shall not, directly or indirectly:
- Resell, lease, license, or sublicense the Materials to any third party
- Share, post, or distribute paid Materials publicly on the internet, shared drives, or public forums
- Redistribute, gift, or email the templates to other accounting firms, tax preparers, independent contractors outside your firm, or separate business entities
- Copy, reverse-engineer, or adapt our proprietary systems, workflows, or frameworks to create competing commercial products, software, or advisory services
- Use the Materials for multi-firm or franchise use, unless a specific multi-location or enterprise license has been purchased in writing from SafeguardsReady
Derivative Works
Modifying, filling out, or customizing a template to fit your specific firm does not transfer ownership of the underlying template language to you. The core structure and text of the modified document remain subject to SafeguardsReady's intellectual property rights and the restrictions outlined above.
9. Disclaimer of Warranties
The website, products, templates, written information security plans (WISPs), and all services provided by SafeguardsReady are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.
To the maximum extent permitted by law, M Plus Three LLC d/b/a SafeguardsReady disclaims all warranties, express or implied, including but not limited to: the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that our products or templates will be error-free, uninterrupted, completely secure, or free of viruses or other harmful components.
You explicitly acknowledge and agree to the following:
- Not legal or professional advice: SafeguardsReady is not a law firm, certified public accounting (CPA) firm, or licensed cybersecurity agency. The templates and materials provided are for educational and reference purposes only. They do not constitute formal legal, tax, accounting, or cybersecurity advice.
- Your responsibility to customize: The FTC Safeguards Rule requires security plans to be specific to your firm's unique operations. Downloading a template does not automatically make you compliant. You are solely responsible for reviewing, customizing, implementing, and maintaining your compliance program.
- No guarantee of compliance or protection: We do not guarantee, warrant, or represent that using our products will ensure you pass an IRS or FTC audit, avoid regulatory enforcement actions, or prevent a cyberattack or data breach.
10. Limitation of Liability
To the maximum extent permitted by law, in no event shall M Plus Three LLC d/b/a SafeguardsReady, its owners, directors, employees, contractors, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to: (a) regulatory fines or penalties; (b) IRS penalties or enforcement actions; (c) FTC enforcement actions; (d) data breaches or cybersecurity incidents; (e) business interruption; (f) lost profits, revenue, or data; or (g) reputational harm, even if advised of the possibility of such damages.
Our maximum aggregate liability for any and all claims arising out of or related to these Terms, the website, or our products — whether in contract, tort (including negligence), strict liability, or otherwise — shall not exceed the total amount actually paid by you to SafeguardsReady for the specific product or service giving rise to the claim. The existence of more than one claim will not enlarge this limit.
11. Indemnification
You agree to defend, indemnify, and hold harmless M Plus Three LLC (operating as SafeguardsReady), its owners, employees, contractors, and affiliates from any claim, liability, damage, loss, cost, or expense (including reasonable attorneys' fees) arising from:
- Your use of our services
- Your business operations
- Information you provide to us
- Your implementation of documents we prepare
- Your compliance status with any applicable law or regulation
12. Privacy
Your use of our services is also governed by our Privacy Policy, available at safeguardsready.co/policies. By using our services, you consent to the practices described in our Privacy Policy.
13. Governing Law and Dispute Resolution
These Terms shall be governed by, and construed in accordance with, the laws of the State of Ohio, without regard to its conflict-of-law principles. Any dispute, claim, or controversy arising out of or relating to these Terms, or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration in Montgomery County, Ohio. The arbitration shall be administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction. The parties shall split the arbitrator's fees and administrative costs equally. Both parties agree to bring claims only in their individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. Notwithstanding the foregoing, SafeguardsReady retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of its copyrights, trademarks, trade secrets, or other intellectual property rights.
14. Termination and Revocation of License
Termination by SafeguardsReady
We reserve the right, in our sole discretion and without prior notice or liability, to terminate your access to our services, halt future product updates, and completely revoke the limited license granted under Section 8 if:
- You breach or violate any provision of these Terms (including unauthorized sharing, reselling, or public distribution of our Materials)
- Your annual renewal payment fails, declines, or is disputed via a credit card chargeback
- You use our products or services for any unlawful purpose or in a manner that exposes M Plus Three LLC to legal or regulatory liability
Effect of Termination
Upon termination or revocation of your license:
- All rights and licenses granted to you under these Terms shall immediately cease
- You must immediately stop using, distributing, or relying upon our templates and Materials
- You must permanently delete and destroy all electronic and physical copies of the Materials in your possession, custody, or control
- No refunds or credits will be issued for any fees paid prior to termination
Survival
All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation: Section 8 (Intellectual Property), Section 9 (Disclaimer of Warranties), Section 10 (Limitation of Liability), Section 11 (Indemnification), and Section 13 (Governing Law and Dispute Resolution).
15. Miscellaneous Provisions
Entire Agreement: These Terms, together with our Privacy Policy and any official purchase receipts, constitute the entire agreement between you and M Plus Three LLC d/b/a SafeguardsReady. This agreement supersedes all prior or contemporaneous communications, negotiations, promises, or understandings, whether oral, written, or electronic.
Severability: If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary. The remaining provisions shall remain in full force and effect.
Waiver: No waiver of any term or condition by SafeguardsReady shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision shall not constitute a waiver of such right or provision.
Assignment: You may not assign, transfer, or delegate your rights or obligations under these Terms to any third party without our prior written consent. SafeguardsReady may freely assign its rights and obligations without restriction or notice to you.
Electronic Communications: By purchasing our products, you consent to receive communications from us electronically (via email). You agree that all agreements, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communications be in writing.
16. Contact Information
If you have questions about these Terms, please contact us at:
SafeguardsReady (a brand of M Plus Three LLC)
Email: hello@safeguardsready.co
Website: safeguardsready.co